2015 Medicare Quick-Guide

Turning 65 this year and enrolling in Medicare?  First-time Medicare Enrollees have a 6-month window for enrolling in a Medicare plan called “Initial Enrollment.”  Your specific Initial Enrollment Period starts 3 months before your birthday-month and ends 3 months after your birthday-month.

  • For example: someone turning 65 on May 12, 2015, has an Initial Enrollment Period from Feb. 1, 2015 thru July 31, 2015.
  • You must sign up for Part D RX during your Initial Enrollment—if you fail to do so, you will be penalized.

Do you currently have Medicare Coverage and want to make changes?  Open Enrollment only comes around once a year!  Be prepared – keep these things in mind while on the hunt for your best Medicare Plan:

  • Are my services covered?
    Life is not static; have your needs changed since you first bought your current Medicare coverage?
  • What’s the cost?
    Keep your budget in mind – not only for your Medicare premium payments, but also for any future medical/RX costs
  • Are my doctors & pharmacies covered?
    Are your plan’s doctors and pharmacies conveniently located for your access?

Finding the right plan for your needs can be a confusing process.  Skip the confusion and let us help you navigate your Medicare Enrollment.  Make an appointment today to tell us what you need in your Medicare coverage; we’d be delighted to tailor your coverage specifically to your design.

  • Rest assured that we’ll find the best plan to fit your needs and budget
  • No need to worry about incomplete forms or missed enrollment deadlines
  • Our office staff is ready to assist you and “do a little digging” to research all of your questions or concerns – including doctor coverage and benefits for specific procedures or equipment
  • Once your coverage is in place, we’re still available to help you with any questions you have about benefits, claims, procedures, billing, you name it! We’re committed to building a lasting relationship with you as we service your Medicare policy
  • There’s never a fee to enroll through an Agent – and you’ll never pay a fee for any appointment you make with our office to discuss your coverage
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