OEP 2018: Things to Know

OEP 2018: Things to Know

By now, we’ve experienced 4 Open Enrollment Periods since the start of the ACA & Marketplace (Healthcare.gov) in 2013/2014.  With the 5th OEP coming soon, it’s time to start getting ready for OEP 2018. Probably the most important update for this OEP is the SHORTER window of time we’ll have to apply for new coverage […]

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OEP 2017: ACA Open Enrollment for Health Insurance

OEP 2017: ACA Open Enrollment for Health Insurance

Click here for our 2017 Open Enrollment Flyer (PDF)         If you’re under age 65 and need health insurance–listen up! The only time you can get health insurance (without experiencing some kind of Life Event) is during OPEN ENROLLMENT: Nov. 1, 2016 – Jan. 31, 2017   What’s new for 2017? Only […]

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2016 Open Enrollment: Are You Ready?

2016 Open Enrollment: Are You Ready?

Nov. 1, 2015 – Jan. 31, 2016 The window to apply for a health plan in 2016 has gotten smaller this year. Last year, the enrollment window lasted from Nov. 1, 2014, through Feb. 28, 2015 (Open Enrollment for plans beginning 1-1-2015 and on).

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Getting Coverage Outside of Open Enrollment: Qualifying Life Event (QLE)

As of May 1, we’re officially finished with 2015’s Open Enrollment and the Extended IRS/Tax Special Enrollment.  The next batch of Open Enrollment will begin later this year, starting November 1, 2015, and ending January 31, 2016, and will apply to plans effective  January 1, February 1 or March 1, 2015.   Need coverage in 2015? […]

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UPDATE: Mar. 15 – Apr. 30 is New Tax Season Special Enrollment Period

CMS recently announced a new Special Enrollment Period for Tax Season: “…(CMS) announced today a special enrollment period (SEP) for individuals and families who did not have health coverage in 2014 and are subject to the fee or “shared responsibility payment” when they file their 2014 taxes in states which use the Federally-facilitated Marketplaces (FFM). […]

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Don’t Miss the Deadline: Apply Before Sunday, Feb. 15!

Open Enrollment for new 2015 Health Insurance is almost over. Sunday, February 15, 2015, is the deadline to apply for a new plan or change your current plan. During Open Enrollment, anyone can apply for a new health plan–both On the Marketplace (subsidy-eligible plans) AND Off the Marketplace (non-subsidy-eligible plans). Starting at 12am on February […]

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Myth-Debunking: FAQ and Myths about the ACA and Obamacare

You have enough to worry about without having to wade through biased and inaccurate Media reports detailing the latest triumphs/disgraces of the ACA (a.k.a. “Obamacare”).  So, without bias or “doctoring” of facts, here’s what we’ve learned so far:

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2015 Medicare Quick-Guide

Turning 65 this year and enrolling in Medicare?  First-time Medicare Enrollees have a 6-month window for enrolling in a Medicare plan called “Initial Enrollment.”  Your specific Initial Enrollment Period starts 3 months before your birthday-month and ends 3 months after your birthday-month. For example: someone turning 65 on May 12, 2015, has an Initial Enrollment […]

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Individual Health Basics – 3 Types of Americans

In today’s data-rich world, it might be hard to believe that a large number of Americans are misinformed (or under-informed) when it comes to Health Insurance.  In this post, we’ll separate fact from fiction so you’re prepared for 2015 Open Enrollment!

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What Is An HSA?

HSA stands for Health Savings Account. It has two components: A qualified high deductible insurance plan (a.k.a. HSA Plan), and a savings account. Why Are HSAs SO Popular?

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