OEP 2017: ACA Open Enrollment for Health Insurance

Click here for our 2017 Open Enrollment Flyer (PDF)

healthcare-2017-pic

 

 

 

 

If you’re under age 65 and need health insurance–listen up!
The only time you can get health insurance (without experiencing some kind of Life Event) is during

OPEN ENROLLMENT:
Nov. 1, 2016 – Jan. 31, 2017

 

What’s new for 2017?app-link

  • Only HMO and EPO plans available in the Corpus Christi area
    • Your Primary Care Physician (PCP) will coordinate your healthcare.  If you need to see a Specialist, you may need a referral from your PCP (otherwise, your plan may not cover Specialist services)
    • There is NO Out-of-Network coverage for services (unless in an emergency situation)
  • Tax Credits (also called “subsidies”) are increasing for the new year.  If you used a  Tax Credit in 2016, you’ll probably see a big increase for 2017 coverage.  That’s a good thing, because…
  • Premium rates are increasing for all plans with every carrier
    • Deductibles and Out-of-pocket Maximums have increased across the board
    • Coverage with “rich” benefits will have a higher monthly premium
  • The penalty for not having health insurance in 2017 will be approx. $695 per adult and $347.50 per child
    (or 2.5% of your total household AGI, whichever is higher)

Be Prepared!checklist2

Don’t get caught in the year-end time crunch–be prepared in a few easy steps:

  • Call us for quotes (or click here to run your own online quotes now) and to schedule your appointment early; open time slots available starting Nov. 1, 2016
  • Be informed–Use our checklist to prep for your appointment
  • Let us shop for the best plan to fit your needs; we NEVER charge a fee to help you navigate the process and offer complimentary servicing of your new policy–no hidden fees

 

Call for quotes or more information today!

John Seaman, MSFS, CFP®
John@SeamanFinancial.com
361-993-8888

Similar posts
  • OEP 2018: Things to K... By now, we’ve experienced 4 Open Enrollment Periods since the start of the ACA & Marketplace (Healthcare.gov) in 2013/2014.  With the 5th OEP coming soon, it’s time to start getting ready for OEP 2018. Probably the most important update for this OEP is the SHORTER window of time we’ll have to apply for new coverage [...]
  • 2016 Open Enrollment: Are You Rea... Nov. 1, 2015 – Jan. 31, 2016 The window to apply for a health plan in 2016 has gotten smaller this year. Last year, the enrollment window lasted from Nov. 1, 2014, through Feb. 28, 2015 (Open Enrollment for plans beginning 1-1-2015 and [...]
  • Getting Coverage Outside of Open Enrollment: Qualifying Life Event (Q... As of May 1, we're officially finished with 2015's Open Enrollment and the Extended IRS/Tax Special Enrollment.  The next batch of Open Enrollment will begin later this year, starting November 1, 2015, and ending January 31, 2016, and will apply to plans effective  January 1, February 1 or March 1, 2015.   Need coverage in 2015? [...]
  • UPDATE: Mar. 15 – Apr. 30 is New Tax Season Special Enrollment Per... CMS recently announced a new Special Enrollment Period for Tax Season: "...(CMS) announced today a special enrollment period (SEP) for individuals and families who did not have health coverage in 2014 and are subject to the fee or “shared responsibility payment” when they file their 2014 taxes in states which use the Federally-facilitated Marketplaces (FFM). [...]
  • Don’t Miss the Deadline: Apply Before Sunday, Feb. ... Open Enrollment for new 2015 Health Insurance is almost over. Sunday, February 15, 2015, is the deadline to apply for a new plan or change your current plan. During Open Enrollment, anyone can apply for a new health plan--both On the Marketplace (subsidy-eligible plans) AND Off the Marketplace (non-subsidy-eligible plans). Starting at 12am on February [...]