OEP 2017: ACA Open Enrollment for Health Insurance

Click here for our 2017 Open Enrollment Flyer (PDF)

If you’re under age 65 and need health insurance–listen up!
The only time you can get health insurance (without experiencing some kind of Life Event) is during

Nov. 1, 2016 – Jan. 31, 2017


What’s new for 2017?app-link

  • Only HMO and EPO plans available in the Corpus Christi area
    • Your Primary Care Physician (PCP) will coordinate your healthcare.  If you need to see a Specialist, you may need a referral from your PCP (otherwise, your plan may not cover Specialist services)
    • There is NO Out-of-Network coverage for services (unless in an emergency situation)
  • Tax Credits (also called “subsidies”) are increasing for the new year.  If you used a  Tax Credit in 2016, you’ll probably see a big increase for 2017 coverage.  That’s a good thing, because…
  • Premium rates are increasing for all plans with every carrier
    • Deductibles and Out-of-pocket Maximums have increased across the board
    • Coverage with “rich” benefits will have a higher monthly premium
  • The penalty for not having health insurance in 2017 will be approx. $695 per adult and $347.50 per child
    (or 2.5% of your total household AGI, whichever is higher)

Be Prepared!checklist2

Don’t get caught in the year-end time crunch–be prepared in a few easy steps:

  • Call us for quotes (or click here to run your own online quotes now) and to schedule your appointment early; open time slots available starting Nov. 1, 2016
  • Be informed–Use our checklist to prep for your appointment
  • Let us shop for the best plan to fit your needs; we NEVER charge a fee to help you navigate the process and offer complimentary servicing of your new policy–no hidden fees


Call for quotes or more information today!

John Seaman, MSFS, CFP®

Similar posts
  • Getting Coverage Outside of Open Enrollment: Qualifying Life Event (Q... As of May 1, we’re officially finished with 2015’s Open Enrollment and the Extended IRS/Tax Special Enrollment.  The next batch of Open Enrollment will begin later this year, starting November 1, 2015, and ending January 31, 2016, and will apply to plans effective  January 1, February 1 or March 1, 2015.   Need coverage in 2015? [...]
  • Myth-Debunking: FAQ and Myths about the ACA and Obamac... You have enough to worry about without having to wade through biased and inaccurate Media reports detailing the latest triumphs/disgraces of the ACA (a.k.a. “Obamacare”).  So, without bias or “doctoring” of facts, here’s what we’ve learned so [...]
  • What Is An H... HSA stands for Health Savings Account. It has two components: A qualified high deductible insurance plan (a.k.a. HSA Plan), and a savings account. Why Are [...]
  • Individual Health Basics – 3 Types of Americ... In today’s data-rich world, it might be hard to believe that a large number of Americans are misinformed (or under-informed) when it comes to Health Insurance.  In this post, we’ll separate fact from fiction so you’re prepared for 2015 Open [...]
  • Medicare Quick-Gu... Turning 65 this year and enrolling in Medicare?  First-time Medicare Enrollees have a 6-month window for enrolling in a Medicare plan called “Initial Enrollment.”  Your specific Initial Enrollment Period starts 3 months before your birthday-month and ends 3 months after your birthday-month. For example: someone turning 65 on May 12, 2015, has an Initial Enrollment [...]